CORE COVER
What's included as standard
Every Elite Talent policy includes a strong foundation of inpatient and day-patient benefits, with access to private treatment, specialist care and a broad range of core medical services.
Hospital fees
Access to a broad range of hospitals across the UK
Specialist fees
Paid in full for in patient and day patient treatment
Private road ambulance
Emergency transport to the nearest suitable facility
Pregnancy complications
Treatment for pregnancy-related complications
Cancer cover
Cover for active cancer treatment, with follow up monitoring by a specialist
MRI, CT & PET scans
Advanced scans and diagnostic tests
Maternity cash benefit
Cash benefit to support maternity needs
NHS cash benefit
NHS cash benefit for in patient and day patient treatment
Home nursing
Nursing care in the comfort of your home
Dental surgery
Surgical dental procedures covered
OPTIONAL COVER
Enhance your cover
Elite Talent also offers a range of optional cover options which can be added to the core policy, allowing organisations to create a more tailored healthcare solution for their workforce. Optional cover includes: ​
Outpatient cover
Specialist consultations, diagnostic tests, minor surgical procedures and physiotherapy. Up to £1,500 or a full refund, plus up to £750 for diagnostic tests requested by a GP.
Alternative therapies
Treatment from an acupuncturist, chiropractor, homeopath, osteopath or podiatrist. Up to £750 or £1,500, depending on the level of cover chosen.
Dental, optical & private GP
Routine dental treatment up to £300, accidental dental injury up to £600, optical care up to £200, and private GP consultations, diagnostic tests and minor surgery up to £300. A compulsory £50 excess applies.
Mental health care
Inpatient, day patient and outpatient treatment of an acute mental or psychiatric illness. Up to 45 days of inpatient and day patient treatment, and up to £2,000 for outpatient treatment.
Treatment must follow a referral from a GP or specialist, and all claims must be pre-authorised before treatment begins. Benefit limits apply to each insured person in each period of insurance unless otherwise stated. Cancer cover is explained in full in our Cancer Cover Explained leaflet. Full details of the benefits, limits and exclusions are set out in the Group Member's Guide to Cover.
SUPPORT
Supporting your workforce
Extensive hospital list
Access a broad range of private hospitals across the UK, with hospital fees paid in full when using a hospital within the selected level of cover.
UK-based support
Responsive UK-based support helps organisations provide healthcare solutions that reflect the needs of modern employees.
Flexible benefit options
Flexible benefit options allow organisations to tailor their healthcare solution to better reflect the needs of their workforce.