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Why Elite Talent? 

A coordinated approach to private medical insurance, bringing together specialist underwriting and expert advisory support, designed around the needs of your organisation.

Cover shaped around your workforce

A bespoke private medical insurance proposition, designed to flex around each organisation's needs.

Business Meeting Discussion

What Elite Talent is

Elite Talent is a bespoke private medical insurance proposition, developed through the partnership between Freedom Health Insurance and Gallagher. It combines specialist advisory services, tailored policy design and dedicated client support.

The underlying product is Freedom Elite. Under the Elite Talent proposition, it is delivered with enhanced flexibility and servicing, so policies can be structured in line with each organisation's requirements.

About Gallagher

Gallagher is one of the world's leading insurance brokerage and risk management firms, supporting organisations across more than 130 countries.

With nearly a century of experience, Gallagher works closely with businesses to design tailored health insurance solutions that reflect their workforce, risk profile and long-term objectives. Their consultative approach helps employers navigate complexity and make informed decisions that make confident, informed decisions.

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Specialist expertise, working together​

Elite Talent brings together the strengths of both partners:

Advisory expertise

from Gallagher, helping organisations shape cover around their workforce

Underwriting strength

from Freedom Health Insurance, providing a stable foundation for cover

Dedicated client support

delivered consistently throughout the relationship

Supported by leading underwriting expertise

The Elite Talent proposition is underwritten by Starr International (Europe) Limited, providing financial backing and long-term security as the underwriter of the proposition.

Starr International (Europe) Limited is registered at 30 Fenchurch Avenue, London EC3M 5AD, United Kingdom. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Firm Reference Number: 676783).

*Calls may be recorded and monitored for quality and training purposes.

Freedom Health Insurance and Freedom Health are trading names of Freedom Healthnet Ltd © 2026. Freedom Healthnet Limited is authorised and regulated by the Financial Conduct Authority with the registration number 312282. Company registered address: Freedom Healthnet Ltd, County Gates House, 300 Poole Road, Poole, BH12 1AZ. Company registration number: 04815524. The guidance contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

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